Social Science5–6 marks board weightPYQ-tagged

🌍 Money and Credit (Economics)

CBSE Class 10 · Social Science · Chapter 4

25Notes slides

15Quick-drill MCQs

30Board-paper marks

20CBT questions

3Topper templates

Take the 20-MCQ CBTTimer + scorecard · failed-MCQ → revision deep-link

Six free PDFs cover every angle — read the deck, drill the MCQs, sit the full board paper, then check the marking scheme.

📖Notes Deck25 slides

Full lecture deck with motifs and misconception red-boxes. Read this first.

📝Quick Drill15 MCQs · 20 min

PYQ-tagged MCQs with year, set, marks and per-Q time budget.

📄Board Paper30 marks · 75 min

Full CBSE-pattern paper. Sit it closed-book before the marking scheme.

✅Marking Scheme + Topper Templates3 templates

Model answers + topper-template structures markers reward.

⚡Cheat Sheet1 page

Exam-day card: formulas, top PYQ patterns, 90-min revision flow.

👨‍👩‍👧For Parents1 page

Plain-language parent guide: what's learned + questions to ask.

80%	Distinguish formal vs informal credit + role of RBI + why cheap credit for the poor — Two categories + examples -> RBI supervises formal, none supervises informal -> low vs high interest -> cheap credit drives development -> poor lack collateral, must be helped via banks + SHGs.	5 MARKS
65%	Two credit situations — when credit helps (Salim) vs the debt-trap (Swapna) — Salim: working capital -> produces & sells -> repays from profit -> credit positive. Swapna: borrows for crop -> crop fails -> debt grows -> may sell land -> debt-trap. Effect depends on risk + terms.	5 MARKS
55%	Explain the terms of credit / what is collateral — Terms = interest + collateral + documentation + repayment mode. Collateral = an asset pledged as guarantee; lender can sell it on default. Terms vary across lenders -> poor pushed to costly informal loans.	3 MARKS
50%	Modern forms of money / why demand deposits are money / how a cheque works — Currency (RBI, legal tender) + demand deposits (withdrawable on demand, transferred by cheque). Deposits are money because they are widely accepted in payment. Cheque = order to the bank to pay from the deposit.	3 MARKS
45%	How do Self-Help Groups help the rural poor? — 15-20 members save & pool -> small low-interest loans among themselves -> after a year eligible for collateral-free bank loan in the group's name -> self-employment + freedom from moneylenders + women's empowerment.	3 MARKS

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Money and Credit (Economics) · Class 10 Social Science · Chapter 4